The end of the year can be financially stressful for families. While the holiday season is very festive, it is also very demanding of your time and money. Gifts for everyone and trips to see friends and family can be expensive, and the absolute last thing you want to deal with an unforeseen dental issue. This is why it is the perfect time of year to schedule an appointment with your family dentist in Waco, TX, Dr. Rick Cofer. In fact, he could potentially save you thousands of dollars with a simple check-up.
Every year, hundreds of billions of dollars in dental insurance benefits are lost by Americans. Many plans work by covering people up to a certain dollar amount of care each year. This amount resets on January 1st and does not roll over. Any unused money simply goes back to the insurance provider. The national average amount of coverage is about $1,180-1,450 per person, but most people only use about 10% of that, easily losing about $1,000 (and that’s $1,000 per person for family plans) each year. These plans are intended to cover two check-ups and dental cleanings per year, as well as leave enough money for any other procedures that might be needed. Oral health is essential for overall health, which is why most plans cover standard preventive care 100%. These unused benefits don’t only mean a loss in dollars, but a loss in important dental care as well.
What You’re Missing
Dental cleanings and check-ups can easily prevent most dental issues before they even start. You simply have too many tiny surfaces on your teeth that you cannot clean at home. A professional cleaning is able to reach these trouble spots and stop tooth decay. A check-up gives Dr. Cofer the chance to catch any problems you might have early. A small cavity that needs a filling today may need a root canal and a crown if caught later. Dental insurance is intended to help you and your family get this routine care and avoid expensive restorative procedures that may lead you to pay out-of-pocket costs. A dental issue, especially at this time of the year, can be very inconvenient and prevent you from eating your favorite holiday foods.
Insurance Providers We Work With
We want to make it as easy as possible for you to use your dental insurance in Waco, TX, which is why we will always files your claims for you. Each plan is unique, so please review it so you know what types of procedures you have covered. We will always try to give you a fair cost estimate so you can be prepared whenever you come see us. We are happy to work with the following providers:
- Delta Dental
- Blue Cross/Blue Shield
- Dental Network of America
- United Healthcare
- United Concordia Dental
Want to Know More?
At the end of December 31st, 2016, any unused dental benefits will simply disappear. That’s thousands of dollars in care that could save you time and discomfort. You paid for your benefits, so be sure to use them to help you and your family. Don’t wait until next year to get your teeth cleaned or repaired. Make an appointment with your dentist in Waco, TX today, and have one less thing to worry about this holiday season.