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Humana Dental Insurance – Waco, TX

Get a Healthy Smile with Humana

dental insurance form

Did you know your teeth can last for a lifetime with the right care? Believe it or not, your smile will rely on more than just your toothbrush and floss. You should also see your dentist at least twice a year. It’s no secret dental care can be expensive, but that’s no reason to stop visiting your dentist. Now, it’s easier than ever to get the care you need without breaking the bank because you have Humana dental insurance. We’ll help you get the healthy smile you deserve without worrying about a large bill.

Humana Dental Insurance Coverage Availability & Fees

woman in dental chair

Dental insurance is a little different than your medical coverage because there are limits and maximums. Every month, you pay a premium for your insurance plan, which gives you access to the affordable services your teeth and gums need. You can visit your dentist 1 to 2 times per year for preventive care for only a small co-payment. If a problem arises, Humana is there for you. After paying your annual deductible, you’re given a yearly allowance to use toward the services you need. Although every plan differs, most policies include:

  • 100% preventive coverage.
  • 80% minor restorative coverage.
  • 50% major restorative coverage.

At the end of the year, your benefits will expire. Anything you haven’t used will not carry over into the new year and you won’t be reimbursed. With less than 3% of Americans meeting or exceeding their annual limits, it’s best to maximize your benefits each year.

Humana recommends you visit an in-network dentist because they have pre-negotiated rates with the dental office. You still have the freedom to visit any location that accepts your coverage, even if they are out-of-network. You can still use your insurance, but you’ll need to pay the difference between the office fees and your policy’s allowable amount. We are proud to work with both in-network and out-of-network patients to maximize their benefits each year.

Meet Dana – Insurance Coordinator

woman with healthy smile

We know dental insurance can be confusing. You don’t have to navigate your policy alone. Our insurance coordinator, Dana, is here to help. She’s supported by over 20 years of experience in the dental field. Besides a certified Registered Dental Assistant, she also understands the ins and outs of dental insurance.

Dana will work on your behalf with Humana to file the necessary claims and paperwork, so you have one less thing to worry about. She will take the time to explain how your benefits are being used to pay for your treatments. She will discuss any out-of-pocket costs and your payment options. Besides traditional forms of payment, we also accept third-party financing with CareCredit. She will help you find the solutions you need to keep a healthy smile within your budget.

Schedule an Appointment Today!

Every month you pay for your insurance policy. Don’t waste your coverage. Get a healthy smile for reduced rates with Humana. Contact our office today to learn more or to schedule an appointment.