Blue Cross Blue Shield – Waco, TX
Get a Healthy Smile with Your Dental Insurance
your oral hygiene habits at home, the care you receive from your dentist is equally important as your toothbrush and floss. Your dentist is essential to preventing common oral health issues, like tooth decay and gum disease, which is why the American Dental Association recommends you schedule an appointment at least twice a year. If you’re like many people, you’re probably worried about a large bill. You have nothing to fear when choosing your Blue Cross Blue Shield dental dentist. Dr. Cofer is proud to provide the affordable care you need to invest in a healthy smile.
Blue Cross Blue Shield Coverage Availability & Fees
Blue Cross Blue Shield is a leading provider for comprehensive dental coverage. They have policies for individuals and families to reduce the amount that’s paid out-of-pocket. By paying your monthly premium, you have access to many cost-savings benefits. Although every policy differs, most plans include:
- 100% preventive coverage.
- 80% minor restorative coverage.
- 50% major restorative coverage.
Dental policies are designed with prevention in mind because it lowers your overall oral health expenses. In fact, research shows $1 spent on prevention can reduce your restorative costs by as much as $50. You can visit your dentist 1-2 times per year to get the routine cleanings and checkups you need.
If an issue arises, Blue Cross Blue Shield is there for you. You have access to an annual limit to reduce the amount you pay for common treatments once you’ve reached your yearly deductible. Our office will help you maximize your benefits to keep your care affordable, even if we must split the cost across calendar years.
Blue Cross Blue Shield recommends you visit a dentist who is in your network because they have pre-negotiated rates with the dental practice. Dr. Cofer is in-network with the insurance provider; however, he also accepts patients who are out-of-network. You can still use your coverage, but you’ll need to pay the difference between our fees and your insurance’s allowable amount.
At the end of the year, your policy will expire. You won’t be reimbursed for any unused funds and they won’t carry over into the new year. On average, less than 3% of Americans meet or exceed their annual limits. We don’t want to see you waste what you’ve paid into. We understand dental insurance can be confusing, but we’re here to help.
Meet Dana – Insurance Coordinator
Dana is supported by nearly 20 years in the dental field. She knows the ins and outs of dental insurance. Dana is a certified Registered Dental Assistant and strives to help our patients achieve healthy smile. She will work on your behalf with Blue Cross Blue Shield to file the necessary claims and forms, so you have one less thing to worry about.
Dana will take the time to explain how your benefits are being used and if you owe a remaining balance. If there’s any out-of-pocket expense, our office accepts several payment options, like third-party financing with CareCredit.
If it’s time for your next cleaning and checkup, contact our office today for an appointment.